Agora: Ahorra, compra y paga

Manage money, shop smarter, and earn rewards with Agora: Ahorra, compra y paga — Peru's all-in-one financial and shopping platform designed to simplify your daily life. Whether you're paying bills, transferring funds, buying groceries, or building savings, this single app replaces the need for multiple services and accounts.

Take control of your finances with oh!pay, a digital debit card and account that lets you pay online, make purchases at major retailers, and transfer money fee-free to contacts and other banks. Link your oh!pay account to top up your balance instantly from Yape or Plin, scan QR codes at checkout to complete purchases, and enjoy full visibility into every transaction. Your account is secured with a 6-digit password and real-time movement notifications keep you informed.

Earn rewards on every purchase without joining fees or hidden costs. Your shopping automatically accumulates a percentage of your spending back in soles when you pay at plazaVea, Inkafarma, Promart, and Oechsle—just identify yourself by scanning the Agora QR code at checkout. These rewards can be spent immediately at partner stores, turning everyday purchases into credits for future shopping.

Grow your money with a high-yield savings account offering a 6.00% effective annual interest rate, with zero commissions and no maintenance fees. Access your funds anytime since your savings remain freely available—transfer money from any bank using your CCI or directly from your oh!pay account. Every deposit is protected and monitored.

Save time and money with assisted shopping and home delivery from Peru's leading supermarkets and retailers, including plazaVea, Inkafarma, Makro, Promart, Vivanda, and Jokr Turbo. Place your order through the app, and a dedicated shopper completes your purchases and delivers them to your home or preferred location at your chosen time. Pay with any Visa or Mastercard credit or debit card.

Agora: Ahorra, compra y paga integrates the country's most trusted stores and supermarkets into one seamless ecosystem, eliminating the need to juggle multiple apps and accounts. Whether managing day-to-day expenses, planning monthly groceries, or building long-term savings, everything you need is in one place. Download free today and start earning, saving, and shopping smarter.